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The Refinancing Program

Program of refinancing of mortgage loans


Joint Stock Company  "Kazakhstan Housing Company " takes part in the program of refinancing of mortgage loans/mortgage housing loans (hereinafter – the Refinancing Program), approved by the resolution of the Board of the National Bank of the Republic of Kazakhstan № 69 dated April 24, 2015. In pursuance of paragraph 87 of the action plan for the implementation of the instructions of the Head of State, given at the enlarged meeting of the Government of the Republic of Kazakhstan 11.02.2015 year, taking into account the measures of economic policy "special period", approved by the Protocol of the Government of the Republic of Kazakhstan from 20.02.2015 year № 10 and paragraph 36 of the National action plan for the implementation of the Address of the Head of State to the people of Kazakhstan from 10.01.2018 "New opportunities for development in the fourth industrial revolution", approved by decree of the President of the Republic of Kazakhstan from 09.02.2018 year №633.

JSC "KHC" reports that the Resolution of the Board of the National Bank of the Republic of Kazakhstan No. 250 dated 23 December 2019 the Program of refinancing of mortgage housing loans (hereinafter - the Program), was amended, according to which the Program is complemented by Section 2-1 of "Additional assistance to the mortgage borrowers" (next Section).

In accordance with this Section, for loans of borrowers refinanced under Sections 1 and 2 Of the program under the category of SDRS, as well as previously refinanced under the Program, on which judicial acts have been issued, the Bank, KHC, Organization, by agreement of the parties, after a comprehensive analysis of the financial and social situation of borrowers, provides improving conditions, in the form of reducing the borrower's debt on the principal debt, etc.

The terms of this Section can be found here. For more detailed information/advice, please contact The company's offices or call 8 727 344 12 22.

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