Subsidizing is carried out only for loans issued to second-tier banks at a rate of interest that does not exceed the level of the base rate of the National Bank of the Republic of Kazakhstan by more than 5%, in effect at the time of the decision on subsidizing.

Annually, within the framework of the state program, subsidies are allocated from the republican budget to reimburse 7% per annum of the interest rate on loans to developers.

A private developer offers at least 50% of housing at a fixed selling price per 1 square meter:
• up to 260 thousand tenge inclusive – in the cities of Nur-Sultan, Almaty and their suburban areas, Shymkent, Atyrau, Aktau;
• up to 220 thousand tenge – in other regions.

A private developer sells housing through direct sales, loans from Otbasy Bank JSC, second-tier banks, the 7-20-25 mortgage program and programs of subsidiaries of Baiterek NMH JSC.

The procedure for subsidizing the interest rate on loans issued by second-tier banks to private business entities for housing construction purposes is approved by the authorized body.