Goal of the guarantee of “KHC” JSC – starting sales at the construction stage by attracting funds from shared-equity participants, including through mortgage programs of STBs, “Otbasy Bank” JSC, and by using citizens’ pension savings.
Commission – 300 MCI (150 MCI for repeated consideration of the project.
The first guarantee of a Developer implementing a project outside cities of republican significance – 0% (if the conditions on own participation are met.
Application review period – 20 working days.
During the expertise, the application can be sent for revision for a period of 10 working days, while the review period of the application is suspended.
The Developer and the Authorized Company can submit an application for checking the completeness of documents (moderation), including the documents of the engineering company.
5 working daysModeration period – 5 working days. The service is provided free of charge.
The rate depends on the form and size of own participation of the Authorized Company in the project:
Form of Equity Participation |
Amount of Equity Participation |
Guarantee Fee Rate* |
Construction in Progress (Incomplete Construction) |
up to 25% |
1% |
over 25% to 50%
|
0,75% |
|
over 50% |
0,5% |
|
Cash funds
|
from 10% |
1% |
Important! Applications for obtaining the "KHC" JSC guarantee are submitted exclusively online through the "Housing Portal" information system without the involvement of intermediaries.
To obtain a consultation, please call +7 7172 79 75 75. Single contact center number for legal entities – 1408.
On August 31, 2025, amendments to the Law of the Republic of Kazakhstan "On Shared-Equity Participation in Residential Construction" came into force, aimed at improving the mechanism of shared-equity construction
