The guarantee of KHC JSC is aimed at increasing confidence in renovation projects and building a constructive negotiation process between Developers and residents of unsafe and dilapidated housing. The mechanism guarantees completion of construction and protection of participants' rights.
At the same time, owners of unsafe and dilapidated housing can get new housing on the principle of "room for room", and Developers can attract financing at the construction stage, including through mortgage programs of STBs, “Otbasy Bank” JSC, and by using citizens’ pension savings.
The Developer and an Authorized company to conclude contracts with a Single Operator within the framework of renovation submit applications:
An application for the conclusion (joining of a Single Operator) of a guarantee agreement within the framework of renovation is submitted only if there is a renovation agreement concluded between the Single Operator, the Developer and the Authorized company.
Commission – 300 MCI (150 MCI when reviewing the project again).
The commission fee is paid in a lump sum when applying for a renovation contract.
The guarantee fee rate is from 0 to 1%.
The bid is calculated depending on the form and share of the Authorized company's own participation in the project.
|
Form of own participation |
Amount of own participation |
Guarantee fee rate |
|
Construction |
in progress up to 25% |
1% |
|
over 25% up to 50% |
0.75% |
|
|
over 50% |
0.5% |
|
|
Cash |
from 10% |
1% |
The guarantee fee rate for the first guarantee of a Developer outside the cities of national significance is 0% (if the requirements for own participation are met).
The application review period is 20 business days.
During the examination, the application may be sent for revision for a period of 10 working days, while the application review period is suspended.
Important! The application for obtaining the guarantee of "KHC" JSC for the renovation project is submitted exclusively online through the "Home Portal" information system without the participation of intermediaries.
For a consultation, please call +7 7172 79 75 75.
Unified contact center number for legal entities – 1408
On March 11, 2026, amendments to the Law of the Republic of Kazakhstan "On Equity participation in Housing Construction" came into force, aimed at expanding the mechanism of shared construction for projects of renovation of dilapidated and dilapidated housing.